From small rental properties to multi-storey office buildings, or from warehouses to retail shopping malls, we have the knowledge and expertise to protect your commercial property with a custom insurance package. Property insurance protects the assets your business owns, including the building and equipment, from destruction or damage. Even if you run a home-based business and have home insurance, you’ll need to protect your business assets with separate contents insurance; your home owner’s policy will not cover business equipment. Contents insurance protects your business equipment from perils such as fire, flood, or theft. To determine how much property or contents insurance you’ll need, create an itemized list of your business’s assets and their individual dollar values. Then decide which assets you actually want to insure and for what value, which will determine the insurance premium.
Helping you to determine your buildings’ replacement value and to ensure that your rental income is adequate, are some of the key concerns we will focus on in order to provide the insurance package and insurance company that is right for you.