Driving to work in the morning with your cell phone in your purse or briefcase and then you hear that ring or chime that singles a text. Someone out there is trying to get a hold of you. Before the cell phone age we would have been content with waiting to get where to our destination before we used the phone. However now a days …society has dictated that texts and cell phone calls must be answered immediately. It’s Not…

We all understand that the purchase of insurance is, if nothing else, a necessary evil. We are required by law to have it and everyone dreads the task of having to look around for it in an attempt to save a few pennies, and then still cringes when they have to pay the bill. This brings me to the question – how is insurance different than any other product or service that you as a consumer needs to purchase? You…

When I first started studying for the RIBO (Registered Insurance Brokers of Ontario), I purchased the appropriate package of books online from the Insurance Institute of Ontario and budgeted my time accordingly so that I would spend roughly 20 hours a week at the library. Effective Learning I know that self study is not for everyone, but over the course of my university career I learned that self study was probably my most effective way of studying.  As I kept…

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Over my career I longed for a place to work that would push me and invest in my ongoing education which would mould me into an “A” Player but I sadly I never found that Shangri-La! What I found were employers who talked about taking a vested interest in their workforce by setting aside an education fund but ultimately this amounted to nothing – NO real plan and a lot of fluff. Finding out quickly that I was the only…