Cottage insurance is like home insurance.  Homeowners insurance has comprehensive coverage and will cover all risk except for exclusions to your policy. A year round winterized cottage can be insured as a Secondary Homeowners. Seasonal cottages are often written on a Named Peril or Broadform Policy.   The most common Named Perils include, Fire, Theft, Lightning, Explosion, Hail or Windstorm, Vehicle Damage. The most common reason for loss or damage at the cottage are wind storms. If there are lots of trees on your property, you…

This is a guest post from Michelle Ziniuk. Michelle is a Broker who strives to provide you with the Ultimate Real Estate Experience. I am a strong advocate for engaging the right expert for the right situation. My primary job is to educate my clients which ensures  a well planned experience and ultimately a  successful transaction  between all parties. Entering the real estate market is big endeavour for any purchaser – I know this first hand. Most of my clients begin the…

Do you have home insurance? It’s very important to have your valuables protected, so if you don’t have home insurance yet, you should highly consider looking into making it a priority.  

Summer is the time when many Canadians take advantage of the warmer weather time to renovate and upgrade their homes.  If you’re planning a renovation make sure you inform your insurance company of your plans to ensure that your home insurance policy remains in effect during this time. Certain types of alterations to your property may affect your insurance policy, and if something should happen you may find that your policy does not cover everything you expected it to cover. Here are…

Ever ask yourself “How can I get cheaper home insurance?” Well we may have the answer for you. Although not at all practical or realistic, Bryan has some suggestions to lower you home insurance premium. Get a Home Insurance Quote Today!

Do you have valuables in your house? Did you get anything new over the holidays that is valuable? It’s important to make note of the valuables in your house. That way, in case of any accidents, you have a complete list. Download your free Inventory Checklist Today!!! Just click the button below.

Do you have business insurance and/or home insurance? If so, are you paying too much because of where you live? Maybe you’re like these folks, check out our online quoting system and see if you’re paying too much. For a quick and easy home quote, check us out!

With Christmas always comes presents and as a result, more stuff.  It’s a good idea after you have had a chance to digest the food, and relax from the Holiday cheer, for you to spend some time taking a look to see if anything has changed with regard to the insurable items in your home. Did you get that new flat screen tv or new laptop you were hoping for, or did your husband surprise you with a new diamond…