Seasonal Dwellings are often insured under a client’s homeowner’s policy as a separate location. Some insurance companies provides only burglar coverage on this policy. Burglary means the unlawful removal of property from premises using visible forcible entry.
Theft is generally not available under seasonal dwelling policy. Vandalism and Glass Breakage could be an optional coverage added on your policy. Also, most insurance companies do not provide coverage for a collapse caused by the weight of snow accumulation on the building, however some insurance companies offer this as an optional coverage that could be added on your policy.
Whether your home-away-from-home is a cozy mountain cabin, cottage on the water, or trailer permanently situated at your favorite camping spot, at The Shepherd Group, we can help you find the right insurance company to protect your investment, even when you’re not there.