I was working with a client today on her car insurance renewal and we had a discussion about how confusing it is to consumers when it comes to understanding how traffic tickets affect their insurance rates. Avoid The Confusion It seems most people are told (albeit incorrectly) when they receive certain types of tickets that it will not affect their insurance rates.  They are advised this way by police officers, traffic lawyers, friends, relatives you name it.  Everyone BUT their…

  When completing auto quotes for clients one, of the main items to address is that of coverage. What coverages are available, and what do you require.  There are a few different options and all of them depend on the individual clients needs. There are a few things that I ask a client when I’m discussing their coverage needs. Leased Or Financed? The first is whether or not the car is leased or financed. If this is the case, then full coverage, including Liability,…

Yesterday I was preparing an application for a new client I just wrote, and as I’m sure everyone who has purchased auto insurance knows, we run your insurance history and driving record. She had mentioned to me that she had 2 minor speeding tickets, so of course the quote she received was based on this record.  However, when I ran her MVR (Motor Vehicle Record) I found out that she actually had 3 convictions, one being “Driving while using a handheld device”….

When I first started studying for the RIBO (Registered Insurance Brokers of Ontario), I purchased the appropriate package of books online from the Insurance Institute of Ontario and budgeted my time accordingly so that I would spend roughly 20 hours a week at the library. Effective Learning I know that self study is not for everyone, but over the course of my university career I learned that self study was probably my most effective way of studying.  As I kept…

Are you one of those fancy businesses with a theme song/jingle? As an insurance broker, it was never top of mind for us. But things change and business evolves, so here is Bryan taking a shot a creating a jingle for our insurance brokerage. If you think you can do better (which wouldn’t be that difficult lol) give us a shout. Check us out and save up to 20% on your insurance! 

Here is our third interview (Steve aka “Hotchy Bovo”). Learn how Steve feels about the Insurance Industry,  and the CEO of the company :) Learn how you can save up to 20% on your insurance!