Commercial Automobile Fleets and Trucking

Insurance Insights | July 22, 2014

Commercial Automobile Fleets and Trucking

Fleet Insurance is auto insurance for 5 or more commercial vehicles. Insuring your vehicles under one fleet policy can be less expensive than insuring each one individually. Fleet Insurance provides the same coverage and offers some added flexibility as company employees can drive any vehicle in the fleet, as long as each employee is licensed. The deductible options can differ between vehicles but the liability limits are the same for all vehicles listed on the policy.Fleet insurance protects a company’s vehicles,vehicles hat carry employees, products or equipment. With commercial fleet insurance you can insure your work cars, SUVs, vans and trucks from damage and collisions.

If you do not have company vehicles, but employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage.