The mare can be insured against barrenness, which insures that provided the mare is covered by the stallion a minimum of two times during two separate oestral periods she will get in foal. The barrenness policy is usually written in a package with an in utero, or prospective foal policy, which picks up as soon as the mare is actually in foal. The in utero coverage insures that she produces a live foal that lives to a specified age set forth at policy inception.
The options for the expiry of this type of policy are to 48 hours after the birth, 30 days after birth, 6 months or one year after the birth of the foal, with the rate charged being influenced by the option chosen.
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