As a tenant, you don’t own your home, but you do own everything in it (clothes, laptop, jewelry, flat screen, DVDs and more). You’ve invested time and money into furnishing, decorating and possibly even upgrading it. If the unexpected happens, replacing everything without renters insurance could set you back thousands of dollars. Tenant insurance is something you can’t afford to be without. It is similar to homeowner’s insurance, except they do not provide coverage for the building. As a tenant, you determine the amount of insurance — so we suggest you take inventory of all your possessions to ascertain current replacement cost values.
There are two types of policies available to you:
1. Comprehensive which will provide protection of your contents against All Perils except those that are specifically excluded on the policy
2. Broad which will provide protection of your contents against those perils specifically named on the policy
A tenants insurance package will cover your personal property, and personal liability up to $2,000,000 if you choose to purchase that limit. With annual premiums starting as low as $200, there is an affordable package that is just right for you and your situation. Such a small price to pay for huge peace of mind! If you are ready to check out our rates, and purchase your policy, call us now!