Holiday insurance tips

It’s the holiday season and you’re ready to enjoy every moment. Before waving goodbye to the departing year, here’s a quick and easy checklist of things you need to address to have an enjoyable vacation.

1. Stay healthy. Keeping your hands clean is crucial to staying healthy this holiday season. Always wash your hands thoroughly with soap and clean running water.

2. Stay warm. Low temperatures and cold weather can cause health problems, especially children and older adults. Wear multiple layers and check on kids, elders and pets to ensure they’re warm and dry.

3. Reduce your stress. Get enough sleep, keep spending under control and reduce commitments. Take some time to recharge. Get support from friends and family. Enter the new year on a peaceful and relaxed note.

4. Get a health check. Use your free time to schedule a visit with your healthcare provider in order to get a clear picture of your health. Be proactive to avoid unpleasant surprises further down the line.

5. Prevent injuries. Injuries from slips, falls and fireworks are common during the holidays. Follow a few simple tips to keep you whole and complete: use the right equipment when arranging decorations instead of standing on your furniture. Let trained professionals handle fireworks. Reduce the risk of fire by keeping candles away from children, pets, walkways, trees, and curtains. Do not leave open sources of flame unattended. Avoid using generators and grills inside your house and garage. Ensure you have proper ventilation if you’re cooking, frying or grilling.

6. Cook safely, cleanly and healthy. As you prepare holiday meals, keep you and your family safe from food-related illness. Wash hands and surfaces often. Avoid cross-contamination by keeping raw meat, poultry, seafood, and eggs (including their juices) away from ready-to-eat foods and eating surfaces. Cook foods to the proper temperature. Refrigerate promptly. Do not leave perishable foods out for more than two hours.

7. Anticipate changes in your life. Speak with your broker if you anticipate any changes in your life in the coming weeks. Life changes could impact your insurance needs and your policies may need to be adjusted. Don’t let any coverage gaps creep into your life.

What are your holiday plans? Let us know so that we can protect you accordingly.